Lasting Power of Attorney

If you were incapacitated due to illness or accident, who would you want to make the decisions for you? The local authority, the bank, utility companies, the hospital or your family or chosen friends?

Would your family be willing to wait 6 months+, fill out huge forms and pay over £3000 just to make decisions on your behalf if you were unable to?

Without the LPA, this is what they would have to do if you were incapacitated due to illness or accident.

Why should I make a Lasting Power of Attorney (LPA)?

No one wants to think about becoming incapable of making their own decisions through illness or accident. But it happens to people of all ages. Many people think that if something happens to them in the future and they can’t make their own decisions about issues such as finances, property, healthcare or personal care, for example, their family or friends can simply take over.

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2 Types of LPA

Health and Welfare

This allows you to appoint someone (known as your attorney) to make decisions about your health and personal care if you’re unable to make them yourself. This could include decisions about medical treatment, where you live (such as moving into a care home), your daily routines, and even life-sustaining treatment.

It only comes into effect if you lose the mental capacity to make these decisions yourself, giving you peace of mind that someone you trust will act in your best interests.

Property and Financial Affairs

This allows you to appoint someone (your attorney) to make decisions about your finances and property if you’re unable to do so yourself. This can include managing your bank accounts, paying bills, collecting benefits or pensions, and even buying or selling property.

It provides peace of mind that your financial matters will be handled by someone you trust.

Frequently Asked Questions

What happens if I die without a Will?

If you pass away without a Will, your estate will be distributed according to the laws of intestacy, which may not reflect your wishes. This can lead to delays, family disputes, and unintended outcomes, such as loved ones being excluded. Alternatively, your estate could end up on the hands of the government.

How can I ensure my children are cared for if I pass away?

You can name guardians in your will to care for your children if you die while they are under 18. This ensures your wishes are clear and legally binding.

Can I leave money to charity in my Will?

Absolutely. Leaving a charitable donation in your Will can be a meaningful legacy and may reduce inheritance tax on your estate.

We are proud supporters of Remember a Charity.

What happens if my executor dies before me?

If your chosen executor dies or is unable to act, the responsibility may fall to an alternative executor named in your Will. It’s wise to name a backup executor for such situations.