The Real Cost of ‘Free Wills’: Why a Bargain Now Could Cost Your Family Everything Later
The Real Cost of ‘Free Wills’: Why a Bargain Now Could Cost Your Family Everything Later
We’ve all seen the ads. "Free Will!" or "Low-Cost Simple Will – Just £20!"
Sounds like a no-brainer, right? After all, why pay more for something as straightforward as a Will?
But here’s the truth no one tells you: That ‘free’ or low-cost Will could end up costing your loved ones thousands.
The Hidden Trap of the “Simple Will”
Most people are drawn in by the idea of simplicity. But what exactly is a Simple Will?
It’s usually:
A basic document
One-size-fits-all
Lacks tailored advice
Doesn’t consider trusts, inheritance tax, blended families, or vulnerable beneficiaries
And here’s the kicker – as soon as you realise you need something more, the upselling begins.
Want to include your business assets? That’s extra.
Need protective trusts for your children? More fees.
Want to appoint guardians? Additional cost.
Suddenly, your "simple" Will isn’t so simple anymore.
Worse still, because the foundation wasn’t built properly to begin with, your estate may end up in lengthy probate, legal disputes, or facing unnecessary tax – all of which your family has to deal with when you’re gone.
What About Free Charity Wills?
Some charities offer “Free Wills” in return for a gift or bequest left to them in your Will.
It sounds noble – and we’re all for charitable giving – but make no mistake: it’s not a gift with no strings attached.
These Wills are:
Often drafted quickly with limited personalisation
Restricted in advice (to avoid any potential conflict with the charity’s interest)
Focused on ensuring the bequest to the charity is honoured
Not usually equipped to deal with complex family structures or wealth planning
So while you think you’re saving money and doing a good deed, you could be sacrificing proper planning for your family’s future.
Why Proper Estate Planning Matters
At Your Secured Legacy, we believe Wills should never be “off the shelf.”
Every family is different. Every estate is different. And every Will should reflect that.
Our clients often come to us after they’ve tried a free or cheap Will service – and realised it doesn’t protect what matters most.
We provide:
Tailored advice from an experienced and qualified Will Writer
Strategies to reduce inheritance tax
Protective trusts for young or vulnerable beneficiaries
Guidance on business and property succession
Proper planning for blended families, ex-spouses, and estranged relatives
We don't lure you in with a misleading price tag.
We focus on delivering real value – and ensuring your legacy is preserved exactly as you intend.
A Secure Legacy Isn’t Free – But It’s Worth Everything
Your Will is not just a document.
It’s your final message to the people you love.
Don’t risk it with something “simple,” “cheap,” or “free.”
Choose a legacy that’s protected.
Choose peace of mind.
Choose Your Secured Legacy.
Call me, Andy Rowden today, on 01823 211999.
